Why housing matters

Having a stable home in which to live means that children often do better in school, families and communities are healthier, and parents often get better jobs and improve the family's financial situation.

Strong and stable homes help build strong and stable communities.


The need for opportunity and self-reliance

Anytime I got a raise, my rent went up because it’s based on income. I could never get ahead, so I finally decided to apply to Habitat. I wanted to be the first one in my family to own my own home.
— Vivvy, Habitat Homeowner

Housing instability—including frequent moves, overcrowding, and the threat of eviction or foreclosure—creates stress, depression and hopelessness for far too many families, their communities and even future generations.

Adults living in housing that they struggle to afford often describe themselves as less healthy, and the well-being and development of millions of children is compromised by living in insecure housing.

Families paying too high a percentage of their income for housing often find themselves making impossible choices. Rent or health care? Food or transportation?

A decent and affordable place to live helps families by freeing them from such physical and mental hardships and placing them on a path of new opportunity and increased confidence and self-reliance. A family’s partnership with Habitat means they have a stable place to live and to spend time together. An affordable mortgage means they have a chance to create savings and invest in their education. A decent roof over their heads establishes home as a place that protects—instead of endangers—their health.

When I got the call that I had been accepted into the program—that I would soon be able to buy a home of my own—I cried. “This is it,” I thought. “This is my moment to create a better future.”
— Mandy, Habitat Homeowner

Habitat works with families to help them acquire the access, skills and financial education necessary for them to be successful homeowners. By partnering with us, families seize the opportunity and possibility that decent, affordable housing represents. Through homeownership, we empower.